Monday, December 7, 2009

Money Woes and Nos

My children have grown up as "haves" rather than "have nots." I'm not saying I'm proud of that or not proud of that. It's just a fact. However, to keep it real, they have always attended public schools, spent some time volunteering and they know that not everyone in their family is vacationing at Disney World each year. Most of their friends come from well-to-do families and they are just used to wearing nice clothes, driving decent vehicles, going on vacations, and eating out when they feel like it. My daughter took dance and gymnastics, and my son played all the sports he wanted. Money was not an issue; they did what they wanted. I never said "no" to them very much. Let me say this, however, that they are good kids. They don't get in much trouble, they make good grades, and they are polite and friendly.

Now, the point of this blog is that after the divorce, I had to rethink "money." I've looked for ways to save ... eat out less often, buy generic brands (usually you can save $2 per item on things like dishwater detergent ... I never knew that before), bought fewer new clothes, and just actually think about money more often. It's sad that at my age, 46, I'm just now starting to rethink my spending habits. I was spoiled because I had a good job (as did my ex) and we just didn't worry about money. Let me tell you ... that's not a good thing. It should always be in the back of your mind.

Although my kids are now older, they have finally had to hear the word "no" from me when it comes to spending. They both had to get part-time jobs to help with their spending habits, but that is a good thing. I hope they learn before I did how to save before you spend, don't buy what you don't need, and to wear that sweater one more season.

Now, time to think about paying for college for two!

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